About Us

Virtue Finance is a registered South African short term small loan company. The company is registered with the National Credit Regulator (NCR).

Do you sometimes find a need to get a boost on your cash flow to cover some of your obligations before month-end? Have you ever had an unforeseen situation/event that demanded more out of your budget? It is in these instances & more when one wishes they had a reliable professional partner in financial services. At Virtue finance we are driven and committed to professionally attend to our clients' short term small loan needs.

Virtue Finance offers:

• Simple solutions for your short term financial needs
• Easy steps to process your application
• What you see is what you pay: You can input an amount you want to borrow and the days (loan term) and the system tells you how much you will pay. 'No hiden agenda'
• Quick assessment/evaluation and approval processes
• Sameday payment of an approved loan amount into your bank account

Our online application system enables you to conviniently apply from the comfort of your home or wherever you might be, via your smart phone/tablet or computer. Our sytem is designed to simplify storage of data which helps save time when one re-applies. Virtue finance also caters for clients who prefer to do things the conventional way by assisting them with processing and loading their applications.

All our prospective clients will be assessed by reviewing their employment status and proof that they receive a regular income. Submitted application documents are then assessed by performing a credit check to verify if the client qualifies for an amount borrowed or not. We will do our best to help our clients within the confines of NCR regulations. Our loan amounts range from R500 to R3000 and are payable within 30 days. To render our quality service to you, there is a small service fee of R69. Let us show you our easy process of applying, click Here